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Reputation: 718

Should my roommate cash this check?

My current roomie found a check from last March in her purse today. It is from her old roomie for bills. She's fine financially without it, but is questioning the morality of cashing a check from so long ago. Should she call her old roommate? They're on okay terms, but she can be kind of a bitch. Thoughts?

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3 Answers

  • Ava_small
    Reputation: 539

    Call the old roomate before cashing it , not everyone has alot of cash in their account if they're living paycheck to paycheck and if she forgot about it it might cause her account to overdraw which will cause way more drama. Be nice and explain that it had been lost but point out that it was for something that was covered if she throws a fit

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  • Plumeria_small
    Reputation: 58

    The bank won't cash a check more than 90 (or 120, depending on the account or the bank) days past the date it is written.

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  • Img_5852_small
    Reputation: 775

    While technically banks don't cash checks after 3 or 4 months, that is NOT always the case. So it's quite possible she COULD cash this check. But calling the old roommate first is definitely the courteous thing to do. Sadly, many folks do not balance checkbooks/keep good registers, and so just trust their ATM or online balance (eep!) and so cashing it without calling first is kind of slimey.

    It would be best to call the former roommate and ask if she could trade her the old check for a current one.

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